Only 1 in 5,000 People Worldwide Own XRP: Experts Assert It Is Still Early for You

XRP may still be in the early adoption phase, according to Edoardo Farina, founder of Alpha Lions Academy. Amid a volatile market that has pushed XRP down 33% from its annual high of $3.30, Farina believes that current holders are an elite minority and that the wave of real adoption has yet to begin. Farina has shared his findings based on on-chain wallet analysis and AI modeling. While XRP boasts 6.4 million wallet addresses, many of these are duplicate wallets or custodial wallets based on exchanges. Farina himself holds over 20 wallets, a common practice among experienced users to enhance security and asset distribution. The Global Adoption of XRP is Minimal Farina estimates that only 1 to 2 million people globally actively hold XRP out of a total global population of over 8 billion. This would put the global penetration rate of XRP at around 0.0125% to 0.025%, or about 1 in every 4,000 to 5,000 people. In his view, this makes XRP one of the least held top assets in the market today. He emphasized further: 10% of top XRP wallet addresses hold 2,500 XRP or more, equivalent to about $5,000 at the current price. 2.6 million wallets hold 20 XRP or less, just enough to activate an address on the XRP Ledger. 2.5 million other wallets hold between 20 and 500 XRP, with a typical estimate of 250 XRP per wallet. With speculative forecasts placing XRP at $1.000 in the future, even small holdings could theoretically lead to a six-figure balance. But Farina warns: only 10% of current holders may have the patience or discipline to hold for that long.