New Choices for Encryption Asset Wealth Management: Diversified Products to Support Low-Threshold and Efficient Investment

As Bitcoin prices reach new highs, encryption assets are gradually becoming core financial assets for long-term investment. After experiencing market fluctuations and evolution, the encryption market is entering a more mature and complex stage.

For ordinary investors who lack professional knowledge or find it difficult to operate frequently, "lazy financial management" has become a more practical choice. A certain exchange has launched a variety of financial products tailored for different users, including low-risk residual coin treasure, on-chain coin earning, dual currency investment, and structured tools for regular investment, providing users with a way to participate in the growth dividends of the encryption market without complicated operations.

Yubi Treasure: A Balance of Flexibility and Stability

Yubi Bao is similar to traditional bank demand deposits, but offers a higher yield. It uses the assets deposited by users for lending services within the platform, providing liquidity support for the platform, and returns the generated interest as income to users.

The product supports both flexible and various fixed-term options, covering multiple currencies, with a simple subscription process and flexible interest calculation periods. Its features include instant redemption, support for automatic earnings from flexible funds, and automatic reinvestment from fixed-term investments, further simplifying operations.

The data shows that the product currently supports nearly a thousand types of encryption currencies, managing over 2.3 billion USD in funds. The annualized yield for USDT spot products can reach up to 12.5%, and the annualized return for fixed-term wealth management can even exceed 500%.

Earning Coins on the Chain: Simplified On-Chain Earning Opportunities

On-chain yield refers to the process of earning income through direct interaction with blockchain protocols, such as staking, lending, and providing liquidity. Although opportunities are abundant, there are certain thresholds and risks for novice users to participate directly.

The "On-chain Earnings" module of a certain platform integrates functions such as PoS staking, DeFi protocol lending, and liquidity mining, providing users with one-stop on-chain financial services. It directly connects to major PoS networks and DeFi protocols, automating the operational process while providing real-time APY, redemption schedules, and additional rewards information.

This module brings together several popular PoS projects, such as ETH, DOT, ATOM, etc., to provide users with a diverse selection of Staking products.

Dual Currency Investment: Flexible Strategies to Respond to the Market

Dual currency investment is a structured financial product with fixed income and non-principal protection. Its core strategy is to buy low and sell high, suitable for various investment scenarios:

1. Sell high, cash out encryption profits.
2. Buy on dips, strategically acquire desired assets at low prices.
3. Accumulate cryptocurrencies to achieve compound interest growth
4. Combination strategies to cope with market volatility

Dual currency investment is based on simple options derivatives, utilizing the options mechanism to achieve flexible and diverse investment strategies. Through the "buy low" and "sell high" mechanisms, investors can capture profit opportunities amidst market fluctuations, achieving flexible use of assets. Currently, this product supports 60 types of encryption currencies.

Dollar-Cost Averaging: Diversify Risks, Long-Term Strategy

For users who cannot pay long-term attention to the market or do not wish to trade frequently, dollar-cost averaging is a classic strategy in traditional finance. A certain platform has launched a dollar-cost averaging investment product based on this concept, which has the following advantages:

1. Regular investment strategy effectively dilutes investment costs
2. Reduce timing pressure, automatically diversify buying time points.
3. Has long-term profit potential, backtesting data shows that the dollar-cost averaging strategy outperforms a lump-sum investment in most market phases.

Regular investment management has a wide range of applicability, suitable for both beginners and investors who do not have the time to monitor the market.

Conclusion

Although the financial products of a certain exchange started out to provide convenient services for "lazy users", they reflect the development trend of platformization and standardization of digital asset management tools. Whether it is Yubi Treasure, On-chain Earning, Dual Currency Investment, or Regular Investment Wealth Management, they all attempt to fill the gap between encryption finance and traditional wealth management, providing users with diversified and low-threshold investment options.