The wave of asset tokenization is rising, and Libeara leads the globalization of RWA with compliance innovation.

In recent years, asset tokenization is rapidly moving from the conceptual stage to practice, becoming a hot topic in the global financial community. Whether emerging crypto institutions or traditional financial giants, all are exploring how to digitize and put real-world assets (RWA) on the chain under the premise of compliance, achieving global circulation. This trend encompasses various asset classes, from government bonds, real estate to commodities, and notes, with regulatory agencies gradually opening up relevant experimental spaces. This wave of on-chain assets reflects the urgent demand in the global capital markets for improved efficiency, enhanced transparency, and achieving around-the-clock liquidity.

In this context, Libeara, as an innovative platform incubated by a large bank, has become a practical pioneer in the field of tokenization with its regulatory-friendly and institution-oriented characteristics. Unlike many traditional financial institutions that are still in the pilot stage, Libeara has accumulated actionable business experience through actual projects. At the same time, it also differentiates itself from some technology-oriented crypto institutions by placing greater emphasis on compliance, security, and institutional-level adaptation.

RWA tokenization accelerates development, with three major products bridging traditional assets to the blockchain.

The trend of on-chain RWA is accelerating its penetration into the mainstream market. According to the latest statistics from data platforms, the total value of global on-chain RWA assets has exceeded $25.5 billion, growing nearly 56% this year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This trend indicates that on-chain finance is no longer limited to an experimental ground for crypto-native assets, and the traditional financial market's demand for more efficient, transparent, programmable, and composable financial infrastructure is increasingly strong.

Currently, the issuance and custody processes of traditional financial assets still heavily rely on centralized institutions. While this has advantages in terms of compliance and security, it also faces issues such as complex and lengthy issuance processes, high participation thresholds, exorbitant costs, and serious data silos. In response to these pain points, Libeara has developed on-chain issuance and management solutions with high compliance and efficiency through its three core product lines: Bravo, Delta, and Tango, targeting major asset classes such as bonds, funds, and securities, accelerating the process of tokenization of traditional assets.

Bravo: Native tokenization of government notes and bonds

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the native issuance, trading, and management of government bonds and sovereign debt directly on the blockchain, thereby enhancing the inclusiveness, transparency, and risk resilience of the financial system.

Traditional sovereign bonds usually have high thresholds and complex processes, targeting only institutional investors, while ordinary citizens are often excluded. Bravo eliminates the entry barriers of traditional markets by supporting the issuance of small denomination bonds and on-chain wallets, promoting the democratization of debt. Furthermore, traditional bonds involve multiple intermediaries, making the process cumbersome and inefficient. Bravo allows governments to issue, circulate, and redeem bonds directly on-chain, with automatic execution through smart contracts, making the entire process traceable and verifiable.

Developing countries heavily rely on dollar debt for financing. Once their local currencies depreciate, the pressure to repay debts increases sharply, making them prone to the trap of currency mismatch. Bravo's local currency bond support mechanism facilitates the on-chain presence of native local currency debts, enhancing the strategic autonomy and risk resistance of governments, while also strengthening credit anchoring.

The Bravo platform offers flexible debt product design capabilities. Traditional government bonds have a single form that is difficult to adapt to the increasingly diverse capital demands and policy orientations. Bravo supports programmable debt instruments, such as inflation-linked value-preserving bonds, delayed issuance bonds designated for future activation, as well as lottery bonds and birthright bonds, among other innovative forms, enabling debt products to meet social policy objectives and the diverse needs of different groups.

In traditional debt structures, multiple institutions are involved, and intermediary risks, operational errors, or bankruptcy events may prevent investors from receiving their payments or lead to losses. Bravo implements a native on-chain holding mechanism, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, while also ensuring data transparency and verifiability, significantly enhancing system resilience.

Delta: Tokenization services for regulated fund managers

Delta allows regulated fund managers to issue and manage on-chain fund shares, supporting tokenization of fund shares of any denomination, significantly lowering investment thresholds. Through the tokenization mechanism, these fund shares can be freely transferred among investors who meet compliance requirements, effectively breaking the liquidity bottleneck in traditional fund investments. The platform supports multi-asset classes and cross-jurisdictional fund management, meeting the needs of diversified investment portfolios. Investors can conveniently subscribe, redeem, and transfer fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-grade application and platform developed for a licensed fund manager through Libeara, featuring institutional-level security and compliance. It can be said that Delta meets the different needs of crypto-native investors and traditional investors by bridging traditional finance and decentralized finance.

Tango: Universal Security Token Issuance Platform

Tango is a universal security token issuance platform that supports multiple asset classes and the tokenization of various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to meet the needs of different markets. At the same time, Tango integrates KYC and AML features, as well as bank-level technology, internal control systems, risk management, and compliance standards, ensuring that the issuance and circulation of all tokenization projects comply with regulatory and legal standards.

has entered the practical stage, and the tokenization business has been implemented for many years.

Compared to many RWA participants who are still in the exploration and experimentation stage, Libeara is driving tokenization from concept to practical implementation. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, and central bank digital currencies, providing a replicable and verifiable technological paradigm for the global market.

For example, the ULTRA Fund is a tokenized U.S. short-term Treasury bond fund launched by Libeara in collaboration with multiple institutions, and it is one of the highest-rated tokenized U.S. Treasury bond funds globally, receiving high ratings from several institutions. Recently, multiple on-chain capital platforms have announced partnerships with Libeara to expand access to the ULTRA Fund.

Libeara has also partnered with a leading public offering institution to successfully launch a retail Tokenization fund. This fund is the first Tokenization fund approved by the Hong Kong Securities and Futures Commission for retail investors, and through Libeara's Tokenization, it provides innovative investment tools for investors to earn HKD returns via blockchain-based channels.

In 2023, Libeara was shortlisted for the final of the Ghana Central Bank CBDC Hackathon, creating a prototype system that supports CBDC subscription for Ghanaian government bonds and bills, achieving on-chain tokenization issuance and settlement of Ghanaian government bonds. This project not only validates its technological feasibility but also provides a viable path for financial digitization in developing markets.

Libeara's tokenization technology has also been incorporated into several national-level financial infrastructure construction projects. In 2024, Libeara actively participated in Project Ensemble launched by the Hong Kong Monetary Authority, which is a wholesale central bank digital currency project aimed at promoting the development of the tokenization market in Hong Kong. Libeara collaborated with multiple institutions to conduct proof-of-concept testing, exploring the settlement applications of tokenized deposits and tokenized assets, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority. In 2020, Libeara partnered with a bank to complete the Philippines' first tokenized retail bond tokenization project, issuing a total of 9 billion Philippine pesos in retail bonds on the public blockchain. Libeara also participated in the green finance project jointly launched by the Hong Kong Monetary Authority and the Bank for International Settlements Innovation Hub, aiming to explore the application of blockchain technology in the tokenization of green bonds to improve issuance efficiency, lower investment thresholds, and enhance the transparency of green investments.

The core team has rich financial experience and is dedicated to building the RWA "super safe vehicle".

Libeara, the name derived from "Liberty" (the first retail government bonds in the U.S. known as "Liberty Bonds") and "Aerarium" (the Roman treasury). As a fintech company created by an innovation incubation platform under a major bank, Libeara was established in January 2023 and is headquartered in Singapore. It is dedicated to leveraging blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets, and opening up previously inaccessible investment channels.

Libeara's core team is composed of top experts from traditional finance, blockchain technology, and regulatory compliance fields. The founder and CEO has over 20 years of rich experience in capital markets, having designed and executed bond financing solutions worth more than $180 billion for sovereign nations, corporations, and financial institutions, with profound insights into the inefficiencies and pain points of traditional financial markets, especially in areas such as numerous intermediaries, high investment thresholds, and limited liquidity. This experience has become the cornerstone of Libeara's establishment, enabling it to find a balance between technological innovation and financial security, providing the market with solutions that are both efficient and credible.

The founder has stated that tokenization funds and bonds involve too many intermediary steps, resulting in high investment thresholds and difficulty in entry. Tokenization not only simplifies these inefficient processes but also redefines the interaction between investors and assets. Through blockchain technology, Libeara enhances the transferability of these investments, allowing assets to flow peer-to-peer among investors, greatly increasing flexibility. This has also given rise to more new use cases, such as improving liquidity and expanding the scope of investor participation.

He emphasized that not all tokenization projects are equally secure. Many past projects simply put the numbers of assets on the chain without considering basic investor protection measures, thus introducing unnecessary risks. Libeara's goal is to create a "super safe car" that can safely drive on the digital highway of modern finance.

The target audience for Libeara's services is a new type of investor, specifically those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many still equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable, regulated assets like government bonds. Changing this perception requires not only advanced technology but also a robust compliance framework to demonstrate that blockchain can support serious regulated financial products.

He envisions that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in retaining the stability and structure of traditional finance while meeting the contemporary investor's demand for flexibility and autonomy.