The wave of tokenization sweeps across global finance, Libeara leads the new trend of asset on-chain transformation.

Tokenization is rapidly transitioning from concept to practice, becoming a hot topic in the global financial sector. Whether it is crypto-native organizations or traditional financial giants, all are exploring how to digitize, tokenize and globalize real-world assets (RWA) under compliance. From government bonds, real estate to commodities and notes, asset classes are constantly expanding, and regulatory frameworks are gradually opening up experimental space. Behind this wave of on-chain assets lies a deep demand from the global capital market for efficiency, transparency, and around-the-clock liquidity.

In this context, Libeara, as an innovative platform, practices the concept of tokenization in a regulatory-friendly and institution-oriented manner. Unlike many traditional financial institutions that are still in the pilot stage, Libeara has accumulated practical business experience through actual projects. At the same time, it differs from the aggressive path taken by some crypto institutions that prioritize technology, placing more emphasis on compliance, security, and institutional-level adaptation.

RWA enters an acceleration phase, three major products bridge the on-chain path for traditional assets

The trend of RWA on-chain is accelerating its penetration into the mainstream market. According to data platforms, the total value of global on-chain RWA assets has exceeded $25.5 billion, growing nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This indicates that on-chain finance is no longer limited to the experimental arena of crypto-native assets; the traditional financial market's demand for more efficient, transparent, programmable, and composable financial infrastructure is increasingly strong.

Currently, the issuance and custody processes of traditional financial assets still heavily rely on centralized institutions. While it has advantages in compliance and security, it also faces challenges such as complex and lengthy issuance processes, high participation thresholds, exorbitant costs, and severe data silos. To address these pain points, Libeara has developed high-compliance, high-efficiency on-chain issuance and management solutions through its three core product lines: Bravo, Delta, and Tango, targeting major asset categories such as bonds, funds, and securities, accelerating the process of tokenization of traditional assets.

Bravo: Native Tokenization of Government Notes and Bonds

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the native issuance, trading, and management of government bonds and sovereign debt directly on-chain, enhancing the inclusiveness, transparency, and risk resistance of the financial system.

Traditional sovereign bonds usually have high thresholds and complex processes, aimed only at institutional investors. Bravo eliminates the entry barriers of the traditional market by supporting the issuance of small-denomination bonds and on-chain wallets, promoting the democratization of debt. Traditional bonds involve multiple intermediaries, with cumbersome processes and low efficiency. Bravo allows governments to issue, circulate, and repay directly on-chain, with automatic execution through smart contracts, making the entire process traceable and verifiable.

Developing countries' financing heavily relies on dollar debt, making them vulnerable to the trap of currency mismatch. Bravo's local currency bond support mechanism facilitates the on-chain native local currency debt, enhancing the government's strategic autonomy and risk resistance, while strengthening credit anchoring.

The Bravo platform offers flexible debt product design capabilities. Traditional government bonds have a single form, making it difficult to adapt to diversified capital demands and policy orientations. Bravo supports programmable debt instruments, such as inflation-linked inflation-protected bonds, delayed issuance bonds designated for future activation, as well as innovative forms like lottery bonds and birthright bonds, to meet social policy goals and the needs of diverse populations.

In traditional debt structures, multiple institutions are involved, which introduces intermediary risks, operational errors, or bankruptcy risks. Bravo implements a native on-chain holding mechanism, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, while ensuring that data is transparent and verifiable, significantly enhancing system resilience.

Delta: Tokenization services for regulated fund managers

Delta allows regulated fund managers to conduct on-chain fund share issuance and management, supporting tokenization of fund shares in any denomination, significantly reducing investment thresholds. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, breaking the liquidity bottleneck in traditional fund investments. The platform supports multi-asset classes and cross-jurisdictional fund management, meeting diverse portfolio needs. Investors can easily complete subscription, redemption, and transfer operations of fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-grade application and platform developed for licensed fund managers in Singapore through Libeara, featuring institutional-level security and compliance. Delta meets the different needs of crypto-native investors and traditional investors by being compatible with traditional finance (TradFi) and decentralized finance (DeFi).

Tango: Universal Security Token Issuance Platform

Tango is a universal security token issuance platform that supports multiple asset classes, enabling the tokenization of various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to adapt to different market demands. Additionally, Tango integrates KYC and AML functionalities, along with bank-level technology, internal control systems (ICS), risk management, and compliance standards, ensuring that the issuance and circulation of all tokenization projects comply with regulatory and legal standards.

Entering the practical stage, the tokenization business has been established for many years.

Compared to many RWA participants who are still in the exploration and experimentation phase, Libeara is driving the tokenization from concept to actual implementation. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, and central bank digital currency ( CBDC ), providing a replicable and verifiable technological paradigm for the global market.

For example, the ULTRA Fund is a tokenized U.S. short-term Treasury fund launched by Libeara in collaboration with multiple parties aimed at qualified and institutional investors, and it is also one of the highest-rated tokenized U.S. Treasury funds globally, receiving high ratings from multiple institutions. Recently, several on-chain platforms announced partnerships with Libeara to expand access to the ULTRA Fund.

Libeara has also partnered with leading domestic public offering institutions to successfully launch a retail tokenization fund - the Hong Kong Dollar Digital Currency Fund. This fund is the first tokenized fund approved by the Hong Kong Securities and Futures Commission aimed at retail investors, and it provides investors with an innovative investment tool based on blockchain for Hong Kong Dollar returns through tokenization via Libeara.

In 2023, Libeara was shortlisted for the finals of the Ghana Central Bank CBDC Hackathon, constructing a prototype system that supports the subscription of Ghana government bonds and bills with CBDC, realizing the on-chain tokenization issuance and settlement of Ghana government bonds. This project not only validated the technical feasibility but also provided a viable path for fiscal digitalization in developing markets.

In addition, Libeara's tokenization technology has been incorporated into several national financial infrastructure construction projects. In 2024, Libeara actively participated in Project Ensemble launched by the Hong Kong Monetary Authority, which is a wholesale central bank digital currency (wCBDC) project to promote the development of the tokenization market in Hong Kong. Libeara collaborates with multiple parties to conduct proof of concept tests, exploring the settlement applications of tokenized deposits and tokenized assets, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority.

In 2020, Libeara collaborated with a bank in the Philippines to complete the country's first tokenization retail bond project, issuing an initial retail bond valued at 9 billion Philippine pesos (, approximately 1.87 million USD ), on a public chain. Libeara also participated in the green finance project Project Genesis jointly launched by the Hong Kong Monetary Authority ( HKMA ) and the Bank for International Settlements ( BIS ), exploring the application of blockchain technology in the tokenization of green bonds to improve issuance efficiency, lower investment thresholds, and enhance transparency in green investments. As a technology provider, Libeara participated in the first tokenization experimental project, laying the foundation for the current system architecture.

The core team has rich financial experience and is committed to creating the RWA "super safe car".

The name Libeara is derived from "Liberty" ( the first batch of retail treasury bonds in the U.S. "Freedom Bonds" ) and "Aerarium" ( the ancient Roman treasury ). As a fintech company created by an innovative incubation platform under a certain bank, Libeara was established in January 2023 and is headquartered in Singapore. It is committed to using blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets, and opening up investment channels that were previously difficult to access.

The core team of Libeara brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of rich experience in capital markets and has designed and executed bond financing solutions worth more than $180 billion for sovereign nations, corporations, and financial institutions. He has profound insights into the inefficiencies and pain points of traditional financial markets, especially in areas such as the multitude of intermediaries, high investment thresholds, and limited liquidity. This experience has become the cornerstone of Libeara's establishment, enabling it to find a balance between technological innovation and financial security, providing the market with solutions that are both efficient and credible.

The founder once stated, "The two types of assets, tokenized funds and bonds, involve too many intermediaries, resulting in high investment thresholds and difficulty in entry. Tokenization not only simplifies these inefficient links but also redefines the interaction between investors and assets. Through blockchain technology, Libeara enhances the transferability of these investments, allowing assets to be exchanged peer-to-peer among investors, significantly increasing flexibility. This has also given rise to more new use cases, such as improving liquidity and expanding the range of investor participation."

He emphasized that not all tokenization projects are equally secure. Many past projects simply placed the digital representation of assets on-chain without considering basic investor protection measures, thereby introducing unnecessary risks. Libeara aims to create a "super safe car" that can safely drive on the digital highway of modern finance.

The target audience of Libeara services is a new type of investor, specifically those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many still equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable, regulated assets like government bonds. Changing this perception requires not only advanced technology but also a strong compliance framework to prove that blockchain can support serious, regulated financial products.

He predicts that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in retaining the stability and structure of traditional finance while meeting the contemporary investors' demands for flexibility and autonomy.