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#特朗普允许401(k)投资加密货币#
Nikolaos Panigirtzoglou stated that, despite the emergence of more compliant infrastructure in the market, such as authorized lending pools and cryptocurrency custodians with real-name authentication ( KYC ) mechanisms, the adoption rate by institutional investors still lags behind.
The JP Morgan strategy team believes that the main obstacles include regulatory fragmentation, the legal status of on-chain assets remaining unclear, and concerns about the security of smart contracts. As a result, most institutions' allocations in the crypto asset space remain highly concentrated in Bitcoin.
Although progress has been made in asset tokenization, such as the scale of tokenized assets reaching $25 billion, the scale of tokenized bonds reaching $8 billion, and the increasing adoption of money market funds, most projects still remain relatively small, lack liquidity, or are still in the experimental stage.