The tokenization wave sweeps the global finance, Libeara leads the innovation of RWA on-chain.

Tokenization is rapidly shifting from concept to practice, becoming a hot topic in the global financial sector. Both crypto-native institutions and traditional financial giants are exploring how to digitize, tokenize, and globalize real-world assets (RWA) under compliance. Asset classes range from government bonds and real estate to commodities and notes, with regulatory frameworks gradually opening up experimental space. This wave of on-chain assets reflects the deep demand in global capital markets for efficiency, transparency, and 24/7 liquidity.

In this context, Libeara, as an innovative platform, is committed to becoming a regulatory-friendly, institution-oriented tokenization practitioner. Unlike many traditional financial institutions that are still in the pilot stage, Libeara has accumulated practical business experience through real-world projects. At the same time, it is also different from the aggressive technology-first approach of certain crypto institutions, placing more emphasis on compliance, security, and institutional-level adaptation.

RWA enters an accelerated phase, three major products connect the on-chain path of traditional assets

The trend of RWA tokenization is accelerating its penetration into the mainstream market. The latest data shows that the total value of global on-chain RWA assets has surpassed $25.5 billion, with a growth rate of nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This indicates that on-chain finance is no longer limited to the experimental field of crypto-native assets; the demand from traditional financial markets for more efficient, transparent, programmable, and composable financial infrastructure is increasingly strong.

Currently, the issuance and custody processes of traditional financial assets heavily rely on centralized institutions. While they have advantages in compliance and security, they also face challenges such as complex and lengthy issuance processes, high participation thresholds, soaring costs, and severe data silos. To address these pain points, Libeara has developed high-compliance and high-efficiency on-chain issuance and management solutions through its three core product lines: Bravo, Delta, and Tango, targeting major asset classes such as bonds, funds, and securities, to accelerate the on-chain process of traditional assets.

Bravo: Native tokenization of government notes and bonds

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the native issuance, trading, and management of government bonds and sovereign debt directly on-chain, enhancing the inclusiveness, transparency, and risk resistance of the financial system.

Traditional sovereign bonds typically have high thresholds and complex processes, making them available only to institutional investors. Bravo eliminates the entry barriers of the traditional market by supporting the issuance of small-denomination bonds and on-chain wallets, promoting the democratization of debt. Traditional bonds involve multiple intermediaries, with cumbersome processes and low efficiency. Bravo allows governments to issue, circulate, and repay directly on-chain, and automatically executes through smart contracts, making the entire process traceable and verifiable.

Developing countries' financing heavily relies on dollar debt, making them susceptible to currency mismatch traps. Bravo's local currency bond support mechanism supports native local currency debt on-chain, enhancing government strategic autonomy and risk resilience, as well as strengthening credit anchoring.

The Bravo platform offers flexible debt product design capabilities, supporting programmable debt instruments such as inflation-linked bonds, delayed issuance bonds designated for future use, as well as innovative forms like lottery bonds and birthright bonds, meeting social policy goals and the diverse needs of the population.

In addition, Bravo implements a native on-chain holding mechanism for coupons, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, and the data is transparent and verifiable, greatly enhancing system resilience.

Delta: Tokenization services for regulated fund managers

Delta allows regulated fund managers to conduct on-chain fund share issuance and management, supporting tokenization of fund shares with any denomination, significantly lowering the investment threshold. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, breaking the liquidity bottleneck in traditional fund investments. The platform supports multi-asset class and cross-jurisdiction fund management, meeting diversified portfolio needs. Investors can conveniently complete subscription, redemption, and transfer operations of fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-grade application and platform developed for licensed fund managers in Singapore, equipped with institutional-level security and compliance. By being compatible with traditional finance ( TradFi ) and decentralized finance ( DeFi ), Delta meets the different needs of crypto-native investors and traditional investors.

Tango: General Securities Token Issuance Platform

Tango is a universal security token issuance platform that supports multiple asset classes and the tokenization of various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to adapt to different market demands. At the same time, Tango integrates KYC and AML functionalities, as well as bank-level technology, internal control systems (ICS), risk management, and compliance standards to ensure that the issuance and circulation of all tokenization projects comply with regulatory and legal standards.

Entering the practical stage, tokenization business has been implemented for many years

Compared to many RWA participants who are still in the exploration and experimentation stage, Libeara is promoting the tokenization from concept to practical implementation. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, central bank digital currency ( CBDC ), providing a replicable and verifiable technological paradigm for the global market.

For example, the ULTRA fund is a tokenization of a short-term U.S. Treasury fund launched in collaboration with qualified and institutional investors, and it is one of the highest-rated tokenized U.S. Treasury funds globally, receiving high ratings from multiple institutions. Recently, several on-chain capital entry platforms and RWA exchanges have also announced partnerships with Libeara to expand access to the ULTRA fund.

Libeara has also partnered with leading domestic public offering institutions to successfully launch a retail tokenization fund - the Hong Kong Dollar Digital Currency Fund. This fund is the first tokenized fund approved by the Hong Kong Securities and Futures Commission aimed at retail investors, providing an innovative investment tool for investors to earn Hong Kong dollar returns through blockchain-based channels via Libeara.

In 2023, Libeara was selected for the finals of the Ghana Central Bank CBDC Hackathon, building a prototype system that supports the subscription of government bonds and bills by the Ghanaian government for CBDC. This project not only validated the technical feasibility but also provided a viable path for financial digitization in developing markets.

In addition, Libeara's tokenization technology has been incorporated into several national-level financial infrastructure construction projects. In 2024, Libeara participated in the Project Ensemble launched by the Hong Kong Monetary Authority, a wholesale central bank digital currency project aimed at promoting the development of the tokenization market in Hong Kong (wCBDC). Libeara collaborated with multiple institutions to conduct proof-of-concept testing, exploring settlement applications for tokenized deposits and tokenized assets, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority.

In 2020, Libeara collaborated with a bank in the Philippines to complete the Philippines' first tokenization project for retail bonds, issuing an initial offering of retail bonds valued at 9 billion Philippine pesos ( approximately 1.87 million USD ) on a public chain. Libeara also participated in the green finance project Project Genesis launched jointly by the Hong Kong Monetary Authority ( HKMA ) and the Bank for International Settlements ( BIS ) Innovation Center, exploring the application of blockchain technology in the tokenization of green bonds to improve issuance efficiency, lower investment thresholds, and enhance transparency in green investments.

The core team has rich financial experience and is committed to creating the RWA "super safe car".

The name Libeara comes from "Liberty"(, the first retail government bond in the U.S. called "Freedom Bonds"), combined with "Aerarium"(, the ancient Roman treasury). Established in January 2023 and headquartered in Singapore, Libeara is a fintech company created by an innovative incubation platform under a certain bank, dedicated to leveraging blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets and opening up previously inaccessible investment channels.

The core team of Libeara brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of rich experience in capital markets, having designed and executed bond financing programs worth over $180 billion for sovereign nations, corporations, and financial institutions. He has profound insights into the inefficiencies and pain points of traditional financial markets, especially in areas such as excessive intermediaries, high investment thresholds, and limited liquidity. These experiences form the cornerstone of Libeara's establishment, enabling it to strike a balance between technological innovation and financial security, providing the market with solutions that are both efficient and credible.

The founder has stated, "Tokenized funds and bonds involve too many intermediary steps, resulting in high investment thresholds and difficult access. Tokenization not only simplifies these inefficient processes but also redefines the way investors interact with assets. Through blockchain technology, Libeara enhances the transferability of these investments, allowing assets to be exchanged peer-to-peer among investors, significantly increasing flexibility. This has also given rise to more new use cases, such as improving liquidity and expanding the range of investor participation."

He emphasized that not all tokenization projects are equally safe. Many projects in the past simply placed the digital representation of assets on-chain without considering basic investor protection measures, thereby introducing unnecessary risks. Libeara aims to build a "super safe car" that can safely drive on the digital highway of modern finance.

The target audience of Libeara's services is a new type of investor, namely those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many still equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable, regulated assets like government bonds. Changing this perception requires not only advanced technology but also a strong compliance framework to demonstrate that blockchain can support serious regulated financial products.

He envisions that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in preserving the stability and structure of traditional finance while meeting the contemporary investors' demands for flexibility and autonomy.