#特朗普允许401(k)投资加密货币#

401(k) meets cryptocurrency, the "swing dance" of American pensions has begun.
Trump's executive order finally unlocked cryptocurrency investment permissions for 401(k) retirement plans, which is like putting skate shoes on stable retirement funds—old money can also join the new trend.
From a macro perspective, this is not only a policy easing in the financial market but also a significant change in the structure of capital flows. Pension funds are the most "stable" long-term capital, and now they can invest in BTC, ETH, and even some crypto funds, which will make the long-term chip structure of crypto assets healthier.
Institutions are delighted - 401(k) capital means long-term holding and low-frequency trading, which is exactly the chip attribute they love the most. For market prices, once this type of capital enters, it will reduce selling pressure and push up the stability of assets.
However, this is also a double-edged sword. The high volatility of the cryptocurrency market may lead some retirement account holders to exclaim "this is really exciting" during a bear market. Regulators may also impose additional risk disclosure requirements in the future to prevent the elderly from turning their pensions into bets.
In the short term, this policy will become a catalyst for market sentiment, attracting funds to position themselves in advance; in the medium to long term, it depends on whether the 401(k) management institutions are willing to genuinely allocate a large proportion to the crypto space.
In summary: Retirement funds are doing the crypto swing dance; it's nice to watch, but if you hit the rhythm, you earn, and if you miss it, you become the joke of the dance floor.